The life insurance offers several benefits, including:

• Financial Protection: Ensures your family is safeguarded in case of unexpected events, such as accidents or medical emergencies.
• Medical Expenses Coverage: Covers high medical costs in Indonesia, including hospitalization and emergency care.
• Medical Evacuation: Provides services to transport you to the nearest hospital that meets necessary standards, if required.
• Expense Reimbursement: Offers reimbursement if your trip is interrupted due to emergencies, such as accidents or death.

Consider the following factors:

• Type of Coverag: Select based on your needs:
  • Individual (1 person)
  • K.0 (Husband and Wife without Children / 2 people)
  • K.1 (Husband, Wife, and 1 Child / 3 people)
  • K.2 (Husband, Wife, and 2 Children / 4 people)
• Duration of Stay:
  • S.300: For stays of 1-3 months.
  • S.600: For stays of 3-6 months.
  • S.1000: For stays longer than 6 months.

The coverage includes:

• Hospitalization per day (up to 180 days) for a 1-year period:
  • S.300: IDR 300,000 per person
  • S.600: IDR 600,000 per person
  • S.1000: IDR 1,000,000 per person
• Accidental Death Benefit: IDR 5,000,000 across all plans.

The premium costs are as follows:

• Individual (1 person):
  • S.300: IDR 400,000
  • S.600: IDR 760,000
  • S.1000: IDR 1,240,000
• K.0 (Husband and Wife without Children / 2 people):
  • S.300: IDR 730,000
  • S.600: IDR 1,420,000
  • S.1000: IDR 2,340,000
• K.1 (Husband, Wife, and 1 Child / 3 people):
  • S.300: IDR 940,000
  • S.600: IDR 1,840,000
  • S.1000: IDR 3,040,000
• K.2 (Husband, Wife, and 2 Children / 4 people):
  • S.300: IDR 1,170,000
  • S.600: IDR 2,310,000
  • S.1000: IDR 3,830,000

The maximum age for eligibility is 55 years at the time of purchasing the policy.

Follow these steps:

• Consultation: Contact BaliCASH to discuss your specific needs.
• Choose a Plan: Select an insurance plan that matches your travel duration and activities.
• Registration Process: Complete the required documents to start your coverage.

There is a 14-day waiting period after the effective date stated in the e-policy before hospitalization claims can be made.

To file a claim:

• Report the Incident: Immediately report to the insurer no later than 3 x 24 working hours after the incident.
• Complete Claim Form: Fill in the claim form signed by the insured.
• Attach Supporting Documents:
  • For hospital treatment: Original or legalized copies of receipts/treatment details and other supporting documents (e.g., invoices for medicine, lab results).
  • For death: Certificate from the sub-district, police, or doctor/hospital.
• Submission Deadline: Submit the claim file within 30 working days from the date of the incident/loss. Claims are considered expired if not submitted within this timeframe.

No, natural deaths are not covered under this insurance policy.